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Berkshire Hathaway GUARD Insurance Companies
Berkshire Hathaway GUARD Insurance Companies are A.M. Best rated A+ (“Superior”) and specialize in providing insurance coverage to small- and mid-sized businesses across the country. Products are available through the independent agents and brokers representing the company. In 2014, Berkshire Hathaway GUARD’s insurance subsidiaries (AmGUARD, EastGUARD, NorGUARD, and WestGUARD Insurance Companies) insured over 100,000 businesses.〔http://www.guard.com/quick_facts.htm〕
==History==
In July 1982, the company's original subsidiaries were formed in Wilkes-Barre, Pennsylvania, by Susan and Judd Shoval and a group of private investors. One year later, the first Workers’ Compensation insurance policy was issued in Pennsylvania and about a half million dollars in premium were written throughout 1983. The company successfully continued to grow, adding states, opening insurance and non-insurance subsidiaries, and acquiring Mutual Fire Insurance Company of Saco, Maine, in 1995. By 2007, GUARD had expanded under the Shovals' leadership to four insurance carriers (NorGUARD, AmGUARD, EastGUARD, and WestGUARD) writing $200 million of Workers’ Compensation insurance in 23 states.
To facilitate future plans, the company was acquired in 2007 by Clal Insurance Enterprises Holdings Ltd., an international insurance group. In 2012, the organization changed hands yet again and became a wholly owned subsidiary of National Indemnity Company, which is part of the Berkshire Hathaway Group. 〔http://ifawebnews.com/2012/08/25/guard-insurance-sold-to-berkshire-hathaway-unit-for-221-million//〕
By the end of 2014, the company was writing over $600 million of premiums, operating in all states that are not monopolistic for Workers' Compensation insurance, and actively writing five other lines of insurance — Businessowner’s Policies and Commercial Excess/Umbrella (now in 21 states as of October 15th, 2015) and Commercial Auto and Disability in select jurisdictions with further expansion planned. Berkshire Hathaway GUARD currently has eight locations throughout the United States but remains headquartered in Wilkes-Barre, Pennsylvania.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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